Be it your dream gadgets, wedding, medical attention or whatever the requirement might be, Bank Personal Loan available at your side as always An unsecured loan up to BDT 20 Lac exclusively designed lust to cater your personal is needs.
Interest Rate and Fees
- Interest Rate:The interest rate is variable. It will be applied in accordance with the Bangladesh Bank’s interest rate guideline and the prevailing Bank interest rate.
- Processing Fee: Up to 0.50% of the loan amount.
- Supervision Charge: 1% annually.
- Other fees and charges – Applicable in accordance with the retail loan Schedule of Charges.
Special Features
- A Personal Loan facility for any consumer needs
- Loan amount BDT 01 Lac to BDT 20 Lacs
- No collateral or cash securities
- Flexible repayment Equal Monthly Installments (EMIs) over a period of 12 months to 60 months*
Customer Segment & Eligibility
Age
- Minimum age 25 years
- Maximum age 65 years
Professional Experience
- Salaried: Confirmed Employee having minimum total work experience of 1 year
- Businessman: Minimum 3 years of Business experience in same business
Minimum Monthly Income
- BDT 30000-40000 minimum (per Month) *
Required Documents (For Salaried Individuals)
- Photocopy of NID of loan applicant and guarantor
- One passport size photograph of loan applicant and guarantor
- Letter of Introduction
- Visiting Card / Office ID copy of both loan applicant and guarantor (if applicable)
- Last 6 months’ Bank Statement
- Latest Tax Clearance Certificate/Latest Tax Return Receipt for loan amount above BDT 5 Lac
Required Documents (For Self-employed Professionals like Doctors, Engineers, Accountants, Architects etc.)
- Photocopy of NID of loan applicant and guarantor
- One passport size photograph of loan applicant and guarantor
- Photocopy of Membership Card/Professional Certificate
- Visiting Card of both loan applicant and guarantor (if applicable)
- Last 12 months’ Bank Statement
- Latest Tax Clearance Certificate/Latest Tax Return Receipt for loan amount above BDT 5 Lac
- Up to date Trade License of last 5 years (if applicable)
- Registered Partnership Deed for partnership concern (if applicable)
- MOA & Certificate of Incorporation for limited company (if applicable)
Bank Auto Loan
Whether you want to purchase a brand new car or a reconditioned one, Bank Auto Loan is built for maximum speed and efficiency. Get your dream car on the road in no time.
Interest Rate and Fees
- Interest Rate:The interest rate is variable. It will be applied in accordance with the Bangladesh Bank’s interest rate guideline and the prevailing Bank interest rate.
- Processing Fee:Up to 0.50% of the loan amount or BDT 15,000 whichever is lower.
- Supervision Charge:1% annually.
- Other fees and charges – Applicable in accordance with the retail loan Schedule of Charges.
Customer Segment & Eligibility
- Available for Salaried individuals, Business Persons, Self Employed & Landlord.
- Minimum Age: 25 Years & Maximum age: 65 years at the time of loan maturity
- Minimum Monthly Income: BDT 25,000 (for salaried); BDT 35,000 (for others)
- Length of service: Confirmed employment with total 1 year work experience
- Age of Business: Min 3 years
*Conditions Apply
Features
- Up to 50% of quoted value of the car
- Maximum loan ceiling up to BDT 40 Lac*
- Tenure: 12 to 72 Months
- For brand new and reconditioned cars
Required Documents
- Latest one year’s personal bank statement
- Photocopy of national ID
- One copy passport size photograph of the applicant
- One copy passport size photograph of guarantor
- Price quotation of the vehicle
- Business card / visiting card of the application
- Latest Tax clearance certificate /return receipt of tax*
Additional Required Documents (For Salaried Individuals)
- Letter of introduction stating salary, issued by the employee
Additional Required Documents (For Businessmen)
- Copy of trade License
- Company’s bank statement for last one year
- Memorandum of Articles for Limited Liability Company
Additional Required Documents (For Self-Employed Individuals)
- Professional Certificate issued by authorized institution
Additional Required Documents (For Landlords)
- Valid documents of the property
- Rent receipt/deed
